Last Updated: February 17, 2026

1. Introduction

PaylioWise ("the Product"), operated by DIO CORBACI LTD ("we", "us", or "our"), is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information in accordance with the UK Data Protection Act, GDPR, and Google Play Store Developer Policies.

2. Data We Collect

To provide our social finance orchestration services, we collect:

Personal Identifiers: Name, email address, and phone number (+919910525949).
Financial Context: Ledger entries for shared expenses, debt settlement records, and group transaction history.
Device Information: Model, OS version, and unique device identifiers (requested for security and push notifications).

3. Purpose of Processing

We process your data strictly to facilitate "Natural Financial Harmony"—calculating efficient split logic, notifying group members of pending settlements, and securing your shared financial ecosystem. We do not sell your personal data to third-party advertisers.

4. Data Retention & Deletion

We retain your information for as long as your account is active or as needed to provide you services.

Request Data Deletion

In compliance with Google Play's Data Safety policies, you have the right to request the deletion of your account and all associated data.

To request deletion, please contact support@payliowise.com with the subject line "DATA DELETION REQUEST" or use the "Delete Account" feature within the app settings. Data will be purged from our active systems within 30 days.

5. UK Registration Details

Entity: DIO CORBACI LTD
Type: Private Limited Company (Registered in England)
Location: London, England
SIC Code: 56101 - Licensed restaurants
Incorporated: 13 April 2024

6. Contact Context

For legal inquiries: info@payliowise.com
For technical support: support@payliowise.com